Kickstart your real estate venture!

Planning to flip a property? You have arrived at the right place. We are a reputed name in providing short term loans for your business needs. Our experts match you with quick, flexible, and dependable financing options in real-time. Whether you’re just getting started or an experienced real estate investor, we provide you with all the help you need. We have designed the entire process to be quick, hassle-free, and simple. Getting a loan has never been easier.

Investors interested in Fix and Flip financing

Offering you the Power to Maximize Wealth

At Hard Money Houston TX, your success is our success. We offer you a doorway to profitable real estate business. Over 80% of our clients are returning customers who trust our fast and dependable financing to expand their business. If you are looking for a quick flip, our experts will provide you with a loan in no time

Competitive rates


Customer-driven service

Quick closure

Long-term partner

Hard Money Loans

  • Can close within 1-2 days
  • Minimal paperwork
  • No perfect credit score requirement
  • Less down payment
  • Flexible rate of interest. Terms are designed according to the project and the borrower.

Traditional Bank Loans

  • Takes 1-2 months to close
  • Paperwork required according to bank policies
  • A good credit score is required
  • 30% down payment
  • The rate of interest is fixed and the terms are based on the bank’s policies.

Why choose fix and flip lenders in Houston,TX?

If you’re an investor planning to buy properties that need all cash or a hard money loan, we are your best bet. Our loans cover your project costs and offer a quick solution to your financing needs. We provide you with the following benefits:

  • Quick Closure
  • A user-friendly and streamlined process
  • No pre-payment penalty
  • A high loan to cost (LTC) ratio

The real estate industry is expanding and investors need the right resources to carve high profits in the market. As an experienced lender, we provide you with quick funds to help you build an attractive real estate portfolio.

What help do you need?

Full Amortized Loans

Most traditional banks offer an amortization schedule that is lengthy and hard to maintain. They also charge a pre-payment fee if you happen to repay before the maturation date. The same does not hold for fix and flip loans. You can repay according to your convenience and without any added pressure.
We offer partially amortized & fully amortized loans for our customers at competitive rates. The installments are designed according to your loan value. So, if you are looking for the same, we can be of great help.

Call Now – 346-388-2523

Bank owned purchase

A bank-owned property or a real estate owned (REO) property is a designation for properties that remain unsold at a foreclosure sale. Such properties are added to the bank’s inventory and sell at a much lower price. Along with that, they come with low-interest rates and minimal down payment requirements.
If you are planning to purchase such a property, we can offer you the relevant funds. Then, you can hire a contractor and revamp the property to sell it at a higher price later.

Call Now – 346-388-2523

Short Sale Purchase

A short sale is a lucrative option for investors who want to purchase a property at a price lower than the market value. They can then invest in the repairs and flip it at a higher price later. While most lenders charge a high rate of interest on portfolio loans, we provide you with funds at competitive rates. This makes the whole process extra feasible for you.

We have a low down payment requirement and the process is designed in a way that you can close the deal within a few days. Have a word with our experts to check how it works.

Call Now – 346-388-2523

Portfolio Loans

Do you have a low credit score? Were you forced to foreclose? In a regular scenario, these might reduce your chances of securing a loan. Well, that’s when portfolio loans step in. They come with minimum requirements and do not need to meet the set guidelines. A portfolio loan is different in the sense that the lender keeps it in his portfolio rather than selling to other lenders.

The rules governing portfolio loans are simple and hassle-free. If you need help, our experienced real estate experts can discuss your financial needs and match you with the best finance option.

Call Now – 346-388-2523


Most borrowers buy a property with an intention to flip it at a higher price later. They invest in the necessary repair and rent it to increase the collateral value. At the end of the cycle, they flip it to generate a decent profit. Well, there are investors who choose to refinance to keep the property in their portfolio.

If you are on the same page, we offer an option to refinance your short-term loan. You can do a direct cash out-refinance and boost your next investment.

Call Now – 346-388-2523

Creating fresh opportunities for success

Our flix and flip loans allow you to come with minimum skin in the investment game. Your experience in the industry is not a parameter to measure success. We provide you with the right tools and finance options to boost your real estate venture. We have funded hundreds of borrowers in the past and helped them scale high profits. No matter what type of property you want to buy, we will always lend you a helping hand. Our experts are always motivated to serve you.

Frequently Asked Questions

Real estate investing can be pretty overwhelming. If you’re new to this space, it’s natural to have questions. Considering that, we have listed the most commonly asked queries. If you have further questions, feel free to contact us. Our experts will get back to you at the earliest.

While most traditional banks have extensive documentation requirements, fix and flip lenders Houston TX don’t follow the same strategy. We don’t see your real-estate experience or other factors as criteria to fund your loan. With minimum documentation, we offer you a quick loan at an attractive rate of interest.

If you finance your loan from a bank, it will charge you with a pre-payment penalty on repaying before the maturation date. Now, that can be a burden for borrowers. We are flexible and don’t impose you with any pre-payment penalty if you decide to pay early. Our process is completely transparent with minimum requirements.

Although having a good credit score is an advantage for borrowers, we stress more on the value of the property. So, even if you have a low credit score, our process is flexible enough to match you with the right financing options. Fix and flip lenders Houston TX work with you to help you build a decent real estate profile.

LTC is the ratio of cost of construction to the amount that the lender is willing to finance. Most lenders offer up to 80% LTC to borrowers with a flexible rate of interest. We provide a high LTC for our customers and our experts sit with you to carve a deal that is profitable for you.

Getting a hard loan is much different from a traditional loan. Banks stress heavily on the guidelines and document requirements. There are multiple other factors that need to be taken care of before you qualify for a loan. This makes the whole process very lengthy and it can take months to complete the whole process. Hard money loans do not come with such stringent rules and guidelines. There is a minimum documentation requirement and it can close in a matter of a few days. The whole process is quick and flexible.

Applying for a loan is fairly simple. Just fill the simple form on our website outlining your requirements. We get back to you with a quote that contains all the essential details and our terms. Then, we follow the preset appraisal process to check if the collateral you are offering is worth the claim. After that, we confirm your eligibility and provide you with a written offer that contains details about your loan. The entire process is quick and designed in a matter to fund you in the quickest time possible.

Get in Touch

Want to get in touch? We’d love to hear from you. Here’s how you can reach us….

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Reach out 24/7 and one of our loan advisors will get back to you ASAP